Credit EMI - Integration Steps

curl --location 'https://pluraluat.v2.pinepg.in/api/auth/v1/token' \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'Request-Timestamp: 2024-07-09T07:57:08.022Z' \
--header 'Request-ID: c17ce30f-f88e-4f81-ada1-c3b4909ed235' \
--data '
{
  "client_id": "a17ce30e-f88e-4f81-ada1-c3b4909ed232",
  "client_secret": "fgwei7egyhuggwp39w8rh",
  "grant_type": "client_credentials"
}
'

curl --location 'https://api.pluralpay.in/api/auth/v1/token' \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'Request-Timestamp: 2024-07-09T07:57:08.022Z' \
--header 'Request-ID: c17ce30f-f88e-4f81-ada1-c3b4909ed235' \
--data '
{
  "client_id": "a17ce30e-f88e-4f81-ada1-c3b4909ed232",
  "client_secret": "fgwei7egyhuggwp39w8rh",
  "grant_type": "client_credentials"
}
'

{
  "access_token": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.SflKxwRJSMeKKF2QT4fwpMeJf36POk6yJV_adQssw5c",
  "expires_in": 3600
}

curl --request POST \
     --url https://pluraluat.v2.pinepg.in/api/affordability/v1/offer/discovery \
     --compressed \
     --header 'Accept-Encoding: gzip' \
     --header 'Authorization: Bearer eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.SflKxwRJSMeKKF2QT4fwpMeJf36POk6yJV_adQssw5c' \
     --header 'Content-Type: application/json' \
     --header 'Request-ID: c17ce30f-f88e-4f81-ada1-c3b4909ed235' \
     --header 'Request-Timestamp: 2024-07-09T07:57:08.022Z' \
     --header 'accept: application/json' \
     --data '
{
  "order_amount": {
    "currency": "INR",
    "value": 1200000
  },
  "issuer": {
    "bin": "60100000"
  },
  "payment_option": {
    "card_details": {
      "card_number": "4000000000000000"
    }
  },
  "customer_details": {
    "customer_id": "cust-v1-250709071350-aa-1M9thA"
  }
}
'

curl --request POST \
     --url https://api.pluralpay.in/api/affordability/v1/offer/discovery \
     --compressed \
     --header 'Accept-Encoding: gzip' \
     --header 'Authorization: Bearer eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.SflKxwRJSMeKKF2QT4fwpMeJf36POk6yJV_adQssw5c' \
     --header 'Content-Type: application/json' \
     --header 'Request-ID: c17ce30f-f88e-4f81-ada1-c3b4909ed235' \
     --header 'Request-Timestamp: 2024-07-09T07:57:08.022Z' \
     --header 'accept: application/json' \
     --data '
{
  "order_amount": {
    "currency": "INR",
    "value": 1200000
  },
  "issuer": {
    "bin": "60100000"
  },
  "payment_option": {
    "card_details": {
      "card_number": "4000000000000000"
    }
  },
  "customer_details": {
    "customer_id": "cust-v1-250709071350-aa-1M9thA"
  }
}
'

{
  "issuers": [
    {
      "id": "23",
      "name": "INDUSIND CC",
      "issuer_type": "CC_BANK",
      "priority": 1,
      "tenures": [
        {
          "tenure_id": "1",
          "name": "3 Months",
          "tenure_type": "MONTH",
          "tenure_value": 3,
          "issuer_offer_parameters": [
            {
              "program_type": "BANK_EMI",
              "offer_id": "1563",
              "offer_parameter_id": "63813"
            }
          ],
          "details": [],
          "discount": {},
          "auth_amount": {
            "currency": "INR",
            "value": 1200000
          },
          "loan_amount": {
            "currency": "INR",
            "value": 1200000
          },
          "net_payment_amount": {
            "currency": "INR",
            "value": 1232139
          },
          "monthly_emi_amount": {
            "currency": "INR",
            "value": 410713
          },
          "total_emi_amount": {
            "currency": "INR",
            "value": 1232139
          },
          "interest_amount": {
            "currency": "INR",
            "value": 32139
          },
          "interest_rate_percentage": 16,
          "processing_fee_details": {
            "amount": {
              "currency": "INR",
              "value": 19900
            }
          },
          "emi_type": "STANDARD"
        },
        {
          "tenure_id": "2",
          "name": "6 Months",
          "tenure_type": "MONTH",
          "tenure_value": 6,
          "issuer_offer_parameters": [
            {
              "program_type": "BANK_EMI",
              "offer_id": "1563",
              "offer_parameter_id": "63813"
            }
          ],
          "details": [],
          "discount": {},
          "auth_amount": {
            "currency": "INR",
            "value": 1200000
          },
          "loan_amount": {
            "currency": "INR",
            "value": 1200000
          },
          "net_payment_amount": {
            "currency": "INR",
            "value": 1256616
          },
          "monthly_emi_amount": {
            "currency": "INR",
            "value": 209436
          },
          "total_emi_amount": {
            "currency": "INR",
            "value": 1256616
          },
          "interest_amount": {
            "currency": "INR",
            "value": 56616
          },
          "interest_rate_percentage": 16,
          "processing_fee_details": {
            "amount": {
              "currency": "INR",
              "value": 19900
            }
          },
          "emi_type": "STANDARD"
        },
        {
          "tenure_id": "3",
          "name": "9 Months",
          "tenure_type": "MONTH",
          "tenure_value": 9,
          "issuer_offer_parameters": [
            {
              "program_type": "BANK_EMI",
              "offer_id": "1563",
              "offer_parameter_id": "63813"
            }
          ],
          "details": [],
          "discount": {},
          "auth_amount": {
            "currency": "INR",
            "value": 1200000
          },
          "loan_amount": {
            "currency": "INR",
            "value": 1200000
          },
          "net_payment_amount": {
            "currency": "INR",
            "value": 1281411
          },
          "monthly_emi_amount": {
            "currency": "INR",
            "value": 142379
          },
          "total_emi_amount": {
            "currency": "INR",
            "value": 1281411
          },
          "interest_amount": {
            "currency": "INR",
            "value": 81411
          },
          "interest_rate_percentage": 16,
          "processing_fee_details": {
            "amount": {
              "currency": "INR",
              "value": 19900
            }
          },
          "emi_type": "STANDARD"
        },
        {
          "tenure_id": "4",
          "name": "12 Months",
          "tenure_type": "MONTH",
          "tenure_value": 12,
          "issuer_offer_parameters": [
            {
              "program_type": "BANK_EMI",
              "offer_id": "1563",
              "offer_parameter_id": "63813"
            }
          ],
          "details": [],
          "discount": {},
          "auth_amount": {
            "currency": "INR",
            "value": 1200000
          },
          "loan_amount": {
            "currency": "INR",
            "value": 1200000
          },
          "net_payment_amount": {
            "currency": "INR",
            "value": 1306524
          },
          "monthly_emi_amount": {
            "currency": "INR",
            "value": 108877
          },
          "total_emi_amount": {
            "currency": "INR",
            "value": 1306524
          },
          "interest_amount": {
            "currency": "INR",
            "value": 106524
          },
          "interest_rate_percentage": 16,
          "processing_fee_details": {
            "amount": {
              "currency": "INR",
              "value": 19900
            }
          },
          "emi_type": "STANDARD"
        },
        {
          "tenure_id": "5",
          "name": "18 Months",
          "tenure_type": "MONTH",
          "tenure_value": 18,
          "issuer_offer_parameters": [
            {
              "program_type": "BANK_EMI",
              "offer_id": "1563",
              "offer_parameter_id": "63813"
            }
          ],
          "details": [],
          "discount": {},
          "auth_amount": {
            "currency": "INR",
            "value": 1200000
          },
          "loan_amount": {
            "currency": "INR",
            "value": 1200000
          },
          "net_payment_amount": {
            "currency": "INR",
            "value": 1357686
          },
          "monthly_emi_amount": {
            "currency": "INR",
            "value": 75427
          },
          "total_emi_amount": {
            "currency": "INR",
            "value": 1357686
          },
          "interest_amount": {
            "currency": "INR",
            "value": 157686
          },
          "interest_rate_percentage": 16,
          "processing_fee_details": {
            "amount": {
              "currency": "INR",
              "value": 19900
            }
          },
          "emi_type": "STANDARD"
        },
        {
          "tenure_id": "6",
          "name": "24 Months",
          "tenure_type": "MONTH",
          "tenure_value": 24,
          "issuer_offer_parameters": [
            {
              "program_type": "BANK_EMI",
              "offer_id": "1563",
              "offer_parameter_id": "63813"
            }
          ],
          "details": [],
          "discount": {},
          "auth_amount": {
            "currency": "INR",
            "value": 1200000
          },
          "loan_amount": {
            "currency": "INR",
            "value": 1200000
          },
          "net_payment_amount": {
            "currency": "INR",
            "value": 1410120
          },
          "monthly_emi_amount": {
            "currency": "INR",
            "value": 58755
          },
          "total_emi_amount": {
            "currency": "INR",
            "value": 1410120
          },
          "interest_amount": {
            "currency": "INR",
            "value": 210120
          },
          "interest_rate_percentage": 16,
          "processing_fee_details": {
            "amount": {
              "currency": "INR",
              "value": 19900
            }
          },
          "emi_type": "STANDARD"
        }
      ],
      "issuer_data": {}
    }
  ]
}

curl --request POST \
     --url https://pluraluat.v2.pinepg.in/api/affordability/v1/offer/discovery \
     --compressed \
     --header 'Accept-Encoding: gzip' \
     --header 'Authorization: Bearer eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.SflKxwRJSMeKKF2QT4fwpMeJf36POk6yJV_adQssw5c' \
     --header 'Content-Type: application/json' \
     --header 'Request-ID: c17ce30f-f88e-4f81-ada1-c3b4909ed235' \
     --header 'Request-Timestamp: 2024-07-09T07:57:08.022Z' \
     --header 'accept: application/json' \
     --data '
{
  "order_amount": {
    "currency": "INR",
    "value": 1200000
  },
  "product_details": [
    {
      "product_code": "xyz",
      "product_amount": {
        "currency": "INR",
        "value": 1200000
      },
      "product_coupon_discount_amount": {
        "currency": "INR",
        "value": 1200000
      }
    }
  ],
  "cart_coupon_discount_amount": {
    "currency": "INR",
    "value": 1200000
  },
  "issuer": {
    "bin": "60100000"
  },
  "payment_option": {
    "card_details": {
      "card_number": "4000000000000000"
    }
  },
  "customer_details": {
    "customer_id": "cust-v1-250709071350-aa-1M9thA"
  }
}
'

curl --request POST \
     --url https://api.pluralpay.in/api/affordability/v1/offer/discovery \
     --compressed \
     --header 'Accept-Encoding: gzip' \
     --header 'Authorization: Bearer eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.SflKxwRJSMeKKF2QT4fwpMeJf36POk6yJV_adQssw5c' \
     --header 'Content-Type: application/json' \
     --header 'Request-ID: c17ce30f-f88e-4f81-ada1-c3b4909ed235' \
     --header 'Request-Timestamp: 2024-07-09T07:57:08.022Z' \
     --header 'accept: application/json' \
     --data '
{
  "order_amount": {
    "currency": "INR",
    "value": 1200000
  },
  "product_details": [
    {
      "product_code": "xyz",
      "product_amount": {
        "currency": "INR",
        "value": 1200000
      },
      "product_coupon_discount_amount": {
        "currency": "INR",
        "value": 1200000
      }
    }
  ],
  "cart_coupon_discount_amount": {
    "currency": "INR",
    "value": 1200000
  },
  "issuer": {
    "bin": "60100000"
  },
  "payment_option": {
    "card_details": {
      "card_number": "4000000000000000"
    }
  },
  "customer_details": {
    "customer_id": "cust-v1-250709071350-aa-1M9thA"
  }
}
'

{
  "issuers": [
    {
      "id": "25",
      "name": "PNB CC",
      "issuer_type": "CC_BANK",
      "priority": 1,
      "tenures": [
        {
          "tenure_id": "1",
          "name": "3 Months",
          "tenure_type": "MONTH",
          "tenure_value": 3,
          "issuer_offer_parameters": [
            {
              "program_type": "BRAND_EMI",
              "offer_id": "309",
              "offer_parameter_id": "20"
            }
          ],
          "details": [
            {
              "product_code": "redmi_1",
              "brand_id": "3",
              "product_offer_parameters": [
                {
                  "program_type": "BRAND_OFFER",
                  "offer_id": "309",
                  "offer_parameter_id": "20"
                }
              ],
              "product_amount": {
                "currency": "INR",
                "value": 2000000
              },
              "subvention": {
                "subvention_type": "INSTANT",
                "percentage": 5,
                "amount": {
                  "currency": "INR",
                  "value": 85714
                },
                "breakup": {
                  "brand": {
                    "amount": {
                      "currency": "INR",
                      "value": 85714
                    }
                  }
                }
              },
              "discount": {
                "discount_type": "INSTANT",
                "percentage": 10,
                "amount": {
                  "currency": "INR",
                  "value": 200000
                },
                "breakup": {
                  "merchant": {
                    "amount": {
                      "currency": "INR",
                      "value": 100000
                    }
                  },
                  "brand": {
                    "amount": {
                      "currency": "INR",
                      "value": 100000
                    }
                  }
                }
              },
              "bundle_id": "BUNDLE_003_OE3"
            }
          ],
          "discount": {
            "discount_type": "INSTANT",
            "percentage": 10,
            "amount": {
              "currency": "INR",
              "value": 200000
            },
            "breakup": {
              "merchant": {
                "amount": {
                  "currency": "INR",
                  "value": 100000
                }
              },
              "brand": {
                "amount": {
                  "currency": "INR",
                  "value": 100000
                }
              }
            }
          },
          "auth_amount": {
            "currency": "INR",
            "value": 1200000
          },
          "loan_amount": {
            "currency": "INR",
            "value": 1714286
          },
          "total_discount_amount": {
            "currency": "INR",
            "value": 200000
          },
          "net_payment_amount": {
            "currency": "INR",
            "value": 1760202
          },
          "monthly_emi_amount": {
            "currency": "INR",
            "value": 586734
          },
          "total_emi_amount": {
            "currency": "INR",
            "value": 1760202
          },
          "interest_amount": {
            "currency": "INR",
            "value": 45916
          },
          "total_subvention_amount": {
            "currency": "INR",
            "value": 85714
          },
          "interest_rate_percentage": 16,
          "processing_fee_details": {
            "amount": {
              "currency": "INR",
              "value": 19900
            }
          },
          "emi_type": "NO_COST"
        },
        {
          "tenure_id": "12",
          "name": "36 Months",
          "tenure_type": "MONTH",
          "tenure_value": 36,
          "issuer_offer_parameters": [
            {
              "program_type": "BANK_EMI",
              "offer_id": "1562",
              "offer_parameter_id": "63812"
            }
          ],
          "details": [],
          "auth_amount": {
            "currency": "INR",
            "value": 1200000
          },
          "loan_amount": {
            "currency": "INR",
            "value": 2000000
          },
          "net_payment_amount": {
            "currency": "INR",
            "value": 2531304
          },
          "monthly_emi_amount": {
            "currency": "INR",
            "value": 70314
          },
          "total_emi_amount": {
            "currency": "INR",
            "value": 2531304
          },
          "interest_amount": {
            "currency": "INR",
            "value": 531304
          },
          "interest_rate_percentage": 16,
          "processing_fee_details": {
            "amount": {
              "currency": "INR",
              "value": 19900
            }
          },
          "emi_type": "STANDARD"
        },
        {
          "tenure_id": "2",
          "name": "6 Months",
          "tenure_type": "MONTH",
          "tenure_value": 6,
          "issuer_offer_parameters": [
            {
              "program_type": "BRAND_EMI",
              "offer_id": "309",
              "offer_parameter_id": "20"
            }
          ],
          "details": [
            {
              "product_code": "redmi_1",
              "brand_id": "3",
              "product_offer_parameters": [
                {
                  "program_type": "BRAND_OFFER",
                  "offer_id": "309",
                  "offer_parameter_id": "20"
                }
              ],
              "product_amount": {
                "currency": "INR",
                "value": 2000000
              },
              "subvention": {
                "subvention_type": "POST",
                "percentage": 5,
                "amount": {
                  "currency": "INR",
                  "value": 90000
                },
                "breakup": {
                  "brand": {
                    "amount": {
                      "currency": "INR",
                      "value": 90000
                    }
                  }
                }
              },
              "discount": {
                "discount_type": "INSTANT",
                "percentage": 10,
                "amount": {
                  "currency": "INR",
                  "value": 200000
                },
                "breakup": {
                  "merchant": {
                    "amount": {
                      "currency": "INR",
                      "value": 100000
                    }
                  },
                  "brand": {
                    "amount": {
                      "currency": "INR",
                      "value": 100000
                    }
                  }
                }
              },
              "bundle_id": "BUNDLE_003_OE3"
            }
          ],
          "discount": {
            "discount_type": "INSTANT",
            "percentage": 10,
            "amount": {
              "currency": "INR",
              "value": 200000
            },
            "breakup": {
              "merchant": {
                "amount": {
                  "currency": "INR",
                  "value": 100000
                }
              },
              "brand": {
                "amount": {
                  "currency": "INR",
                  "value": 100000
                }
              }
            }
          },
          "auth_amount": {
            "currency": "INR",
            "value": 1200000
          },
          "loan_amount": {
            "currency": "INR",
            "value": 1800000
          },
          "total_discount_amount": {
            "currency": "INR",
            "value": 200000
          },
          "net_payment_amount": {
            "currency": "INR",
            "value": 1884924
          },
          "monthly_emi_amount": {
            "currency": "INR",
            "value": 314154
          },
          "total_emi_amount": {
            "currency": "INR",
            "value": 1884924
          },
          "interest_amount": {
            "currency": "INR",
            "value": 84924
          },
          "total_subvention_amount": {
            "currency": "INR",
            "value": 90000
          },
          "interest_rate_percentage": 16,
          "processing_fee_details": {
            "amount": {
              "currency": "INR",
              "value": 19900
            }
          },
          "emi_type": "NO_COST"
        },
        {
          "tenure_id": "3",
          "name": "9 Months",
          "tenure_type": "MONTH",
          "tenure_value": 9,
          "issuer_offer_parameters": [
            {
              "program_type": "BRAND_EMI",
              "offer_id": "309",
              "offer_parameter_id": "20"
            }
          ],
          "details": [
            {
              "product_code": "redmi_1",
              "brand_id": "3",
              "product_offer_parameters": [
                {
                  "program_type": "BRAND_OFFER",
                  "offer_id": "309",
                  "offer_parameter_id": "20"
                }
              ],
              "product_amount": {
                "currency": "INR",
                "value": 2000000
              },
              "subvention": {
                "subvention_type": "POST",
                "percentage": 5,
                "amount": {
                  "currency": "INR",
                  "value": 90000
                },
                "breakup": {
                  "brand": {
                    "amount": {
                      "currency": "INR",
                      "value": 90000
                    }
                  }
                }
              },
              "discount": {
                "discount_type": "INSTANT",
                "percentage": 10,
                "amount": {
                  "currency": "INR",
                  "value": 200000
                },
                "breakup": {
                  "merchant": {
                    "amount": {
                      "currency": "INR",
                      "value": 100000
                    }
                  },
                  "brand": {
                    "amount": {
                      "currency": "INR",
                      "value": 100000
                    }
                  }
                }
              },
              "bundle_id": "BUNDLE_003_OE3"
            }
          ],
          "discount": {
            "discount_type": "INSTANT",
            "percentage": 10,
            "amount": {
              "currency": "INR",
              "value": 200000
            },
            "breakup": {
              "merchant": {
                "amount": {
                  "currency": "INR",
                  "value": 100000
                }
              },
              "brand": {
                "amount": {
                  "currency": "INR",
                  "value": 100000
                }
              }
            }
          },
          "auth_amount": {
            "currency": "INR",
            "value": 1200000
          },
          "loan_amount": {
            "currency": "INR",
            "value": 1800000
          },
          "total_discount_amount": {
            "currency": "INR",
            "value": 200000
          },
          "net_payment_amount": {
            "currency": "INR",
            "value": 1922112
          },
          "monthly_emi_amount": {
            "currency": "INR",
            "value": 213568
          },
          "total_emi_amount": {
            "currency": "INR",
            "value": 1922112
          },
          "interest_amount": {
            "currency": "INR",
            "value": 122112
          },
          "total_subvention_amount": {
            "currency": "INR",
            "value": 90000
          },
          "interest_rate_percentage": 16,
          "processing_fee_details": {
            "amount": {
              "currency": "INR",
              "value": 29900
            }
          },
          "emi_type": "LOW_COST"
        },
        {
          "tenure_id": "4",
          "name": "12 Months",
          "tenure_type": "MONTH",
          "tenure_value": 12,
          "issuer_offer_parameters": [
            {
              "program_type": "BANK_EMI",
              "offer_id": "1563",
              "offer_parameter_id": "63813"
            }
          ],
          "details": [],
          "auth_amount": {
            "currency": "INR",
            "value": 1200000
          },
          "loan_amount": {
            "currency": "INR",
            "value": 2000000
          },
          "net_payment_amount": {
            "currency": "INR",
            "value": 2177532
          },
          "monthly_emi_amount": {
            "currency": "INR",
            "value": 181461
          },
          "total_emi_amount": {
            "currency": "INR",
            "value": 2177532
          },
          "interest_amount": {
            "currency": "INR",
            "value": 177532
          },
          "interest_rate_percentage": 16,
          "processing_fee_details": {
            "amount": {
              "currency": "INR",
              "value": 19900
            }
          },
          "emi_type": "STANDARD"
        },
        {
          "tenure_id": "5",
          "name": "18 Months",
          "tenure_type": "MONTH",
          "tenure_value": 18,
          "issuer_offer_parameters": [
            {
              "program_type": "BANK_EMI",
              "offer_id": "1595",
              "offer_parameter_id": "63850"
            }
          ],
          "details": [],
          "auth_amount": {
            "currency": "INR",
            "value": 1200000
          },
          "loan_amount": {
            "currency": "INR",
            "value": 2000000
          },
          "net_payment_amount": {
            "currency": "INR",
            "value": 2262816
          },
          "monthly_emi_amount": {
            "currency": "INR",
            "value": 125712
          },
          "total_emi_amount": {
            "currency": "INR",
            "value": 2262816
          },
          "interest_amount": {
            "currency": "INR",
            "value": 262816
          },
          "interest_rate_percentage": 16,
          "processing_fee_details": {
            "amount": {
              "currency": "INR",
              "value": 19900
            }
          },
          "emi_type": "STANDARD"
        },
        {
          "tenure_id": "6",
          "name": "24 Months",
          "tenure_type": "MONTH",
          "tenure_value": 24,
          "issuer_offer_parameters": [
            {
              "program_type": "BANK_EMI",
              "offer_id": "1563",
              "offer_parameter_id": "63813"
            }
          ],
          "details": [],
          "auth_amount": {
            "currency": "INR",
            "value": 1200000
          },
          "loan_amount": {
            "currency": "INR",
            "value": 2000000
          },
          "net_payment_amount": {
            "currency": "INR",
            "value": 2350224
          },
          "monthly_emi_amount": {
            "currency": "INR",
            "value": 97926
          },
          "total_emi_amount": {
            "currency": "INR",
            "value": 2350224
          },
          "interest_amount": {
            "currency": "INR",
            "value": 350224
          },
          "interest_rate_percentage": 16,
          "processing_fee_details": {
            "amount": {
              "currency": "INR",
              "value": 19900
            }
          },
          "emi_type": "STANDARD"
        }
      ],
      "issuer_data": {}
    }
  ]
}

{
  "issuers": [
    {
      "id": "2",
      "name": "ICICI DC",
      "display_name": "ICICI BANK",
      "issuer_type": "DC_BANK",
      "priority": 22,
      "tenures": [
        {
          "tenure_id": "5",
          "name": "18 Months",
          "tenure_type": "MONTH",
          "tenure_value": 18,
          "issuer_offer_parameters": [
            {
              "program_type": "BANK_EMI",
              "offer_id": "6036",
              "offer_parameter_id": "v1-2-2-5-4-6036-287150"
            }
          ],
          "details": [
            {
              "product_code": "SPLIT_APPLE-1",
              "product_display_name": "",
              "brand_name": "",
              "product_amount": {
                "currency": "INR",
                "value": 10000000
              },
              "product_coupon_discount_amount": {
                "currency": "INR",
                "value": 1000
              },
              "interest_amount": {
                "currency": "INR",
                "value": 1313902
              },
              "interest_rate": 16,
              "cart_coupon_discount_product_share": {
                "currency": "INR",
                "value": 1000
              }
            }
          ],
          "loan_amount": {
            "currency": "INR",
            "value": 9998000
          },
          "auth_amount": {
            "currency": "INR",
            "value": 9998000
          },
          "net_payment_amount": {
            "currency": "INR",
            "value": 11311902
          },
          "monthly_emi_amount": {
            "currency": "INR",
            "value": 628439
          },
          "total_emi_amount": {
            "currency": "INR",
            "value": 11311902
          },
          "interest_amount": {
            "currency": "INR",
            "value": 1313902
          },
          "split_emi_display_name": "iPhone for Life",
          "split_emi_amount": {
            "currency": "INR",
            "value": 2358490
          },
          "split_emi_percentage": 25,
          "interest_rate_percentage": 16,
          "processing_fee_details": {
            "percentage": 0,
            "amount": {
              "currency": "INR",
              "value": 19900
            }
          },
          "processing_fee_amount": {
            "currency": "INR",
            "value": 19900
          },
          "emi_type": "STANDARD",
          "cart_coupon_discount_amount": {
            "currency": "INR",
            "value": 1000
          },
          "total_coupon_discount": {
            "currency": "INR",
            "value": 2000
          }
        }
      ],
      "issuer_data": {
        "is_consent_page_required": true,
        "consent_data": "<div className='concent-container'> <div className='concentTitle'>1. Consent for Disclosure of Information</div> <div className='concentSection'> <div className='concentText'>I/We hereby furnish my consent to ICICI Bank to share and/or fetch any of my/our information (including my/our sensitive personal information, location etc.) or any other device information when ICICI Bank considers such disclosure/ fetching as necessary, with/ from: <ol className=\"lettered-list\"> <li>Agents of ICICI Bank in any jurisdiction;</li> <li>Auditors, credit rating agencies/credit bureaus, statutory/regulatory authorities, governmental/administrative authorities, Central Know Your Customer (C-KYC) registry or SEBI Know Your Client registration agency, having jurisdiction over ICICI Bank;</li> <li>Service providers, professional advisors, consultants or such person with whom ICICI Bank contracts or proposes to contract;</li> </ol> (Collectively referred to as “Permitted Persons”) </div> </div> <div className='concentTitle'>For the purpose of: </div> <div className='concentSection'> <div className='concentText'> <ol className=\"lettered-list\"> <li>Provision of the facility, completion of on-boarding formalities and servicing; or</li> <li>Complying with KYC /customer due diligence requirements, anti-money laundering checks; or</li> <li>Compliance with applicable laws or any order (judicial or otherwise), statutory/regulatory/legal requirement, including disclosure to information utilities; or</li> <li>Credit review of facilities availed; or</li> <li>Authentication or verification; or</li> <li>Research or analysis, credit reporting & scoring, risk management, participation in any service-related communication; or</li> <li>Electronic clearing network and for use or processing of the said information/data; or</li> <li>Disclosing any default in payment; or</li> <li>Recovering the credit facilities including all interest and other charges.</li> </ol> </div> </div> <div className='concentTitle'>2. Consent for Camera/Microphone Access</div> <div className='concentSection'> <div className='concentText'>I/We hereby authorize ICICI Bank to get a one-time access to my/our device&apos;s camera and microphone for the purposes of on-boarding and KYC verification which is required to be conducted to enable ICICI Bank to provide the credit facilities sought by me/us.<sup>1</sup></div> </div> <div className='concentTitle'>3. Consent to ICICI Bank&apos;s Privacy Commitment</div> <div className='concentSection'> <div className='concentText'>I/We confirm having read and understood ICICI Bank&apos;s &apos;Privacy Commitment&apos; available at <a href='https://www.icicibank.com/privacy' target='_blank' rel='noopener noreferrer'>https://www.icicibank.com/privacy</a>. I/We acknowledge that the same shall be subject to changes by ICICI Bank from time to time at its sole discretion and I/we agree to keep myself/ourselves updated with the same.</div> </div> <div className='concentSection'> <div className='concentText'>4. I hereby expressly acknowledge that I have read and understood about the loan amount, tenure, applicable interest and other terms of the said loan. I hereby provide my consent in acceptance of the same and the KFS. With a check box below confirming the above content</div> </div> <div className='concentSection'> <div className='concent-footer-divider'></div> <div className='concentText concent-footer'> <sup>1</sup>Applicable for NTB or non-KYC compliant customer. Since this is a one-time consent, access should be disabled once on-boarding/KYC is completed.</div> </div> </div>",
        "terms_and_conditions": "Sample TNC",
        "show_key_fact_statement": true,
        "auth_type": "PENNY_DROP",
        "penny_transaction_amount": {
          "currency": "INR",
          "value": 100
        },
        "is_tokenized_transaction_supported": false
      }
    }
  ]
}

curl --request POST \
     --url https://pluraluat.v2.pinepg.in/api/affordability/v1/offer/validate \
     --header 'accept: application/json' \
     --header 'content-type: application/json' \
     --data '
{
  "order_amount": {
    "value": 219900,
    "currency": "INR"
  },
  "payment_amount": {
    "value": 219900,
    "currency": "INR"
  },
  "payment_option": {
    "card_details": {
      "card_number": "4000000040001000",
      "registered_mobile_number": "9914152866"
    }
  },
  "offer_data": {
    "offer_details": {
      "tenure": {
        "auth_amount": {
          "currency": "INR",
          "value": 219900
        },
        "loan_amount": {
          "currency": "INR",
          "value": 219900
        },
        "net_payment_amount": {
          "currency": "INR",
          "value": 258408
        },
        "monthly_emi_amount": {
          "currency": "INR",
          "value": 10767
        },
        "total_emi_amount": {
          "currency": "INR",
          "value": 258408
        },
        "interest_amount": {
          "currency": "INR",
          "value": 38508
        },
        "tenure_id": "6",
        "name": "24 Months",
        "tenure_type": "MONTH",
        "tenure_value": 24,
        "issuer_offer_parameters": [
          {
            "program_type": "BANK_EMI",
            "offer_id": "3498",
            "offer_parameter_id": "199796"
          },
          {
            "program_type": "MERCHANT_BANK_OFFER",
            "offer_id": "3678",
            "offer_parameter_id": "203706"
          }
        ],
        "details": [
          {
            "product_code": "xyz",
            "product_display_name": "Redmi Note 13 5G",
            "brand_name": "Xiaomi",
            "product_amount": {
              "currency": "INR",
              "value": 219900
            },
            "interest_amount": {
              "currency": "INR",
              "value": 38508
            },
            "interest_rate": 16,
            "bundle_id": "BUNDLE_003_OE3"
          }
        ],
        "interest_rate_percentage": 16,
        "split_emi_display_name": "Apple Live",
        "emi_type": "STANDARD"
      },
      "id": "6",
      "name": "HDFC CC",
      "display_name": "HDFC BANK",
      "issuer_type": "CC_BANK",
      "priority": 1
    }
  },
  "payment_method": "CREDIT_EMI"
}
'

curl --request POST \
     --url https://api.pluralpay.in/api/affordability/v1/offer/validate \
     --compressed \
     --header 'Accept-Encoding: gzip' \
     --header 'Authorization: Bearer eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.SflKxwRJSMeKKF2QT4fwpMeJf36POk6yJV_adQssw5c' \
     --header 'Content-Type: application/json' \
     --header 'Request-ID: c17ce30f-f88e-4f81-ada1-c3b4909ed235' \
     --header 'Request-Timestamp: 2024-07-09T07:57:08.022Z' \
     --header 'accept: application/json' \
     --data '
{
  "order_amount": {
    "value": 219900,
    "currency": "INR"
  },
  "payment_amount": {
    "value": 219900,
    "currency": "INR"
  },
  "payment_option": {
    "card_details": {
      "card_number": "4000000040001000",
      "registered_mobile_number": "9914152866"
    }
  },
  "offer_data": {
    "offer_details": {
      "tenure": {
        "auth_amount": {
          "currency": "INR",
          "value": 219900
        },
        "loan_amount": {
          "currency": "INR",
          "value": 219900
        },
        "net_payment_amount": {
          "currency": "INR",
          "value": 258408
        },
        "monthly_emi_amount": {
          "currency": "INR",
          "value": 10767
        },
        "total_emi_amount": {
          "currency": "INR",
          "value": 258408
        },
        "interest_amount": {
          "currency": "INR",
          "value": 38508
        },
        "tenure_id": "6",
        "name": "24 Months",
        "tenure_type": "MONTH",
        "tenure_value": 24,
        "issuer_offer_parameters": [
          {
            "program_type": "BANK_EMI",
            "offer_id": "3498",
            "offer_parameter_id": "199796"
          },
          {
            "program_type": "MERCHANT_BANK_OFFER",
            "offer_id": "3678",
            "offer_parameter_id": "203706"
          }
        ],
        "details": [
          {
            "product_code": "xyz",
            "product_display_name": "Redmi Note 13 5G",
            "brand_name": "Xiaomi",
            "product_amount": {
              "currency": "INR",
              "value": 219900
            },
            "interest_amount": {
              "currency": "INR",
              "value": 38508
            },
            "interest_rate": 16,
            "bundle_id": "BUNDLE_003_OE3"
          }
        ],
        "interest_rate_percentage": 16,
        "split_emi_display_name": "Apple Live",
        "emi_type": "STANDARD"
      },
      "id": "6",
      "name": "HDFC CC",
      "display_name": "HDFC BANK",
      "issuer_type": "CC_BANK",
      "priority": 1
    }
  },
  "payment_method": "CREDIT_EMI"
}
'

curl --request POST \
     --url https://pluraluat.v2.pinepg.in/api/affordability/v1/offer/validate \
     --header 'accept: application/json' \
     --header 'content-type: application/json' \
     --data '
{
  "payment_method": "CREDIT_EMI",
  "order_amount": {
    "value": 10000000,
    "currency": "INR"
  },
  "payment_amount": {
    "value": 10000000,
    "currency": "INR"
  },
  "payment_option": {
    "card_details": {
      "card_number": "4000000040001000",
      "registered_mobile_number": "9914152866"
    }
  },
  "offer_data": {
    "offer_details": {
      "id": "2",
      "name": "ICICI DC",
      "display_name": "ICICI BANK",
      "issuer_type": "DC_BANK",
      "priority": 22,
      "tenure": {
          "tenure_id": "5",
          "name": "18 Months",
          "tenure_type": "MONTH",
          "tenure_value": 18,
          "issuer_offer_parameters": [
            {
              "program_type": "BANK_EMI",
              "offer_id": "6036",
              "offer_parameter_id": "v1-2-2-5-4-6036-287150"
            }
          ],
          "details": [
            {
              "product_code": "SPLIT_APPLE-1",
              "product_display_name": "",
              "brand_name": "",
              "product_amount": {
                "currency": "INR",
                "value": 10000000
              },
              "product_coupon_discount_amount": {
                "currency": "INR",
                "value": 1000
              },
              "interest_amount": {
                "currency": "INR",
                "value": 1313902
              },
              "interest_rate": 16,
              "cart_coupon_discount_product_share": {
                "currency": "INR",
                "value": 1000
              }
            }
          ],
          "loan_amount": {
            "currency": "INR",
            "value": 9998000
          },
          "auth_amount": {
            "currency": "INR",
            "value": 9998000
          },
          "net_payment_amount": {
            "currency": "INR",
            "value": 11311902
          },
          "monthly_emi_amount": {
            "currency": "INR",
            "value": 628439
          },
          "total_emi_amount": {
            "currency": "INR",
            "value": 11311902
          },
          "interest_amount": {
            "currency": "INR",
            "value": 1313902
          },
          "split_emi_display_name": "iPhone for Life",
          "split_emi_amount": {
            "currency": "INR",
            "value": 2358490
          },
          "split_emi_percentage": 25,
          "interest_rate_percentage": 16,
          "processing_fee_details": {
            "percentage": 0,
            "amount": {
              "currency": "INR",
              "value": 19900
            }
          },
          "processing_fee_amount": {
            "currency": "INR",
            "value": 19900
          },
          "emi_type": "STANDARD",
          "cart_coupon_discount_amount": {
            "currency": "INR",
            "value": 1000
          },
          "total_coupon_discount": {
            "currency": "INR",
            "value": 2000
          }
        },
      "issuer_data": {
        "is_consent_page_required": true,
        "consent_data": "<div className='concent-container'> <div className='concentTitle'>1. Consent for Disclosure of Information</div> <div className='concentSection'> <div className='concentText'>I/We hereby furnish my consent to ICICI Bank to share and/or fetch any of my/our information (including my/our sensitive personal information, location etc.) or any other device information when ICICI Bank considers such disclosure/ fetching as necessary, with/ from: <ol className=\"lettered-list\"> <li>Agents of ICICI Bank in any jurisdiction;</li> <li>Auditors, credit rating agencies/credit bureaus, statutory/regulatory authorities, governmental/administrative authorities, Central Know Your Customer (C-KYC) registry or SEBI Know Your Client registration agency, having jurisdiction over ICICI Bank;</li> <li>Service providers, professional advisors, consultants or such person with whom ICICI Bank contracts or proposes to contract;</li> </ol> (Collectively referred to as “Permitted Persons”) </div> </div> <div className='concentTitle'>For the purpose of: </div> <div className='concentSection'> <div className='concentText'> <ol className=\"lettered-list\"> <li>Provision of the facility, completion of on-boarding formalities and servicing; or</li> <li>Complying with KYC /customer due diligence requirements, anti-money laundering checks; or</li> <li>Compliance with applicable laws or any order (judicial or otherwise), statutory/regulatory/legal requirement, including disclosure to information utilities; or</li> <li>Credit review of facilities availed; or</li> <li>Authentication or verification; or</li> <li>Research or analysis, credit reporting & scoring, risk management, participation in any service-related communication; or</li> <li>Electronic clearing network and for use or processing of the said information/data; or</li> <li>Disclosing any default in payment; or</li> <li>Recovering the credit facilities including all interest and other charges.</li> </ol> </div> </div> <div className='concentTitle'>2. Consent for Camera/Microphone Access</div> <div className='concentSection'> <div className='concentText'>I/We hereby authorize ICICI Bank to get a one-time access to my/our device&apos;s camera and microphone for the purposes of on-boarding and KYC verification which is required to be conducted to enable ICICI Bank to provide the credit facilities sought by me/us.<sup>1</sup></div> </div> <div className='concentTitle'>3. Consent to ICICI Bank&apos;s Privacy Commitment</div> <div className='concentSection'> <div className='concentText'>I/We confirm having read and understood ICICI Bank&apos;s &apos;Privacy Commitment&apos; available at <a href='https://www.icicibank.com/privacy' target='_blank' rel='noopener noreferrer'>https://www.icicibank.com/privacy</a>. I/We acknowledge that the same shall be subject to changes by ICICI Bank from time to time at its sole discretion and I/we agree to keep myself/ourselves updated with the same.</div> </div> <div className='concentSection'> <div className='concentText'>4. I hereby expressly acknowledge that I have read and understood about the loan amount, tenure, applicable interest and other terms of the said loan. I hereby provide my consent in acceptance of the same and the KFS. With a check box below confirming the above content</div> </div> <div className='concentSection'> <div className='concent-footer-divider'></div> <div className='concentText concent-footer'> <sup>1</sup>Applicable for NTB or non-KYC compliant customer. Since this is a one-time consent, access should be disabled once on-boarding/KYC is completed.</div> </div> </div>",
        "terms_and_conditions": "Sample TNC",
        "show_key_fact_statement": true,
        "auth_type": "PENNY_DROP",
        "penny_transaction_amount": {
          "currency": "INR",
          "value": 100
        },
        "is_tokenized_transaction_supported": false
      }
    }
  }
}
'

curl --request POST \
     --url https://api.pluralpay.in/api/affordability/v1/offer/validate \
     --compressed \
     --header 'Accept-Encoding: gzip' \
     --header 'Authorization: Bearer eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.SflKxwRJSMeKKF2QT4fwpMeJf36POk6yJV_adQssw5c' \
     --header 'Content-Type: application/json' \
     --header 'Request-ID: c17ce30f-f88e-4f81-ada1-c3b4909ed235' \
     --header 'Request-Timestamp: 2024-07-09T07:57:08.022Z' \
     --header 'accept: application/json' \
     --data '
{
  "payment_method": "CREDIT_EMI",
  "order_amount": {
    "value": 10000000,
    "currency": "INR"
  },
  "payment_amount": {
    "value": 10000000,
    "currency": "INR"
  },
  "payment_option": {
    "card_details": {
      "card_number": "4000000040001000",
      "registered_mobile_number": "9914152866"
    }
  },
  "offer_data": {
    "offer_details": {
      "id": "2",
      "name": "ICICI DC",
      "display_name": "ICICI BANK",
      "issuer_type": "DC_BANK",
      "priority": 22,
      "tenure": {
          "tenure_id": "5",
          "name": "18 Months",
          "tenure_type": "MONTH",
          "tenure_value": 18,
          "issuer_offer_parameters": [
            {
              "program_type": "BANK_EMI",
              "offer_id": "6036",
              "offer_parameter_id": "v1-2-2-5-4-6036-287150"
            }
          ],
          "details": [
            {
              "product_code": "SPLIT_APPLE-1",
              "product_display_name": "",
              "brand_name": "",
              "product_amount": {
                "currency": "INR",
                "value": 10000000
              },
              "product_coupon_discount_amount": {
                "currency": "INR",
                "value": 1000
              },
              "interest_amount": {
                "currency": "INR",
                "value": 1313902
              },
              "interest_rate": 16,
              "cart_coupon_discount_product_share": {
                "currency": "INR",
                "value": 1000
              }
            }
          ],
          "loan_amount": {
            "currency": "INR",
            "value": 9998000
          },
          "auth_amount": {
            "currency": "INR",
            "value": 9998000
          },
          "net_payment_amount": {
            "currency": "INR",
            "value": 11311902
          },
          "monthly_emi_amount": {
            "currency": "INR",
            "value": 628439
          },
          "total_emi_amount": {
            "currency": "INR",
            "value": 11311902
          },
          "interest_amount": {
            "currency": "INR",
            "value": 1313902
          },
          "split_emi_display_name": "iPhone for Life",
          "split_emi_amount": {
            "currency": "INR",
            "value": 2358490
          },
          "split_emi_percentage": 25,
          "interest_rate_percentage": 16,
          "processing_fee_details": {
            "percentage": 0,
            "amount": {
              "currency": "INR",
              "value": 19900
            }
          },
          "processing_fee_amount": {
            "currency": "INR",
            "value": 19900
          },
          "emi_type": "STANDARD",
          "cart_coupon_discount_amount": {
            "currency": "INR",
            "value": 1000
          },
          "total_coupon_discount": {
            "currency": "INR",
            "value": 2000
          }
        },
      "issuer_data": {
        "is_consent_page_required": true,
        "consent_data": "<div className='concent-container'> <div className='concentTitle'>1. Consent for Disclosure of Information</div> <div className='concentSection'> <div className='concentText'>I/We hereby furnish my consent to ICICI Bank to share and/or fetch any of my/our information (including my/our sensitive personal information, location etc.) or any other device information when ICICI Bank considers such disclosure/ fetching as necessary, with/ from: <ol className=\"lettered-list\"> <li>Agents of ICICI Bank in any jurisdiction;</li> <li>Auditors, credit rating agencies/credit bureaus, statutory/regulatory authorities, governmental/administrative authorities, Central Know Your Customer (C-KYC) registry or SEBI Know Your Client registration agency, having jurisdiction over ICICI Bank;</li> <li>Service providers, professional advisors, consultants or such person with whom ICICI Bank contracts or proposes to contract;</li> </ol> (Collectively referred to as “Permitted Persons”) </div> </div> <div className='concentTitle'>For the purpose of: </div> <div className='concentSection'> <div className='concentText'> <ol className=\"lettered-list\"> <li>Provision of the facility, completion of on-boarding formalities and servicing; or</li> <li>Complying with KYC /customer due diligence requirements, anti-money laundering checks; or</li> <li>Compliance with applicable laws or any order (judicial or otherwise), statutory/regulatory/legal requirement, including disclosure to information utilities; or</li> <li>Credit review of facilities availed; or</li> <li>Authentication or verification; or</li> <li>Research or analysis, credit reporting & scoring, risk management, participation in any service-related communication; or</li> <li>Electronic clearing network and for use or processing of the said information/data; or</li> <li>Disclosing any default in payment; or</li> <li>Recovering the credit facilities including all interest and other charges.</li> </ol> </div> </div> <div className='concentTitle'>2. Consent for Camera/Microphone Access</div> <div className='concentSection'> <div className='concentText'>I/We hereby authorize ICICI Bank to get a one-time access to my/our device&apos;s camera and microphone for the purposes of on-boarding and KYC verification which is required to be conducted to enable ICICI Bank to provide the credit facilities sought by me/us.<sup>1</sup></div> </div> <div className='concentTitle'>3. Consent to ICICI Bank&apos;s Privacy Commitment</div> <div className='concentSection'> <div className='concentText'>I/We confirm having read and understood ICICI Bank&apos;s &apos;Privacy Commitment&apos; available at <a href='https://www.icicibank.com/privacy' target='_blank' rel='noopener noreferrer'>https://www.icicibank.com/privacy</a>. I/We acknowledge that the same shall be subject to changes by ICICI Bank from time to time at its sole discretion and I/we agree to keep myself/ourselves updated with the same.</div> </div> <div className='concentSection'> <div className='concentText'>4. I hereby expressly acknowledge that I have read and understood about the loan amount, tenure, applicable interest and other terms of the said loan. I hereby provide my consent in acceptance of the same and the KFS. With a check box below confirming the above content</div> </div> <div className='concentSection'> <div className='concent-footer-divider'></div> <div className='concentText concent-footer'> <sup>1</sup>Applicable for NTB or non-KYC compliant customer. Since this is a one-time consent, access should be disabled once on-boarding/KYC is completed.</div> </div> </div>",
        "terms_and_conditions": "Sample TNC",
        "show_key_fact_statement": true,
        "auth_type": "PENNY_DROP",
        "penny_transaction_amount": {
          "currency": "INR",
          "value": 100
        },
        "is_tokenized_transaction_supported": false
      }
    }
  }
}
'

{
  "code": "ELIGIBLE",
  "message": "Offer is Eligible"
}

curl --request POST \
     --url https://pluraluat.v2.pinepg.in/api/pay/v1/orders \
     --header 'Authorization: Bearer eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.SflKxwRJSMeKKF2QT4fwpMeJf36POk6yJV_adQssw5c' \
     --header 'Content-Type: application/json' \
     --header 'Request-ID: c17ce30f-f88e-4f81-ada1-c3b4909ed235' \
     --header 'Request-Timestamp: 2024-07-09T07:57:08.022Z' \
     --header 'accept: application/json' \
     --data '
{
  "merchant_order_reference":112345,
  "order_amount":{
    "value":1100,
    "currency":"INR"
  },
  "pre_auth":false,
  "callback_url":"https://sample-callback-url",
  "failure_callback_url": "https://sample-failure-callback-url",
  "allowed_payment_methods":[
    "CARD",
    "UPI",
    "NETBANKING",
    "POINTS",
    "WALLET",
		"CREDIT_EMI"
  ],
  "notes":"order1",
  "purchase_details":{
    "customer":{
      "email_id":"[email protected]",
      "first_name":"Kevin",
      "last_name":"Bob",
      "customer_id":"123456",
      "mobile_number":"9876543210",
			"country_code": "91",
      "billing_address": {
        "address1": "10 Downing Street Westminster London",
        "address2": "Oxford Street Westminster London",
        "address3": "Baker Street Westminster London",
        "pincode": "51524036",
        "city": "Westminster",
        "state": "Westminster",
        "country": "London",,
        "full_name": "Kevin Bob",
        "adddress_type": "Home",
        "address_category": "billing"
      },
      "shipping_address": {
        "address1": "10 Downing Street Westminster London",
        "address2": "Oxford Street Westminster London",
        "address3": "Baker Street Westminster London",
        "pincode": "51524036",
        "city": "Westminster",
        "state": "Westminster",
        "country": "London",,
        "full_name": "Kevin Bob",
        "adddress_type": "Home",
        "address_category": "shipping"
      }
    },
    "merchant_metadata":{
      "key1":"DD",
      "key2":"XOF"
    }
  },
  "cart_coupon_discount_amount":{
    "value":100,
    "currency":"INR"
  }
}
'

curl --request POST \
     --url https://api.pluralpay.in/api/pay/v1/orders \
     --header 'Authorization: Bearer eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.SflKxwRJSMeKKF2QT4fwpMeJf36POk6yJV_adQssw5c' \
     --header 'Content-Type: application/json' \
     --header 'Request-ID: c17ce30f-f88e-4f81-ada1-c3b4909ed235' \
     --header 'Request-Timestamp: 2024-07-09T07:57:08.022Z' \
     --header 'accept: application/json' \
     --data '
{
  "merchant_order_reference":112345,
  "order_amount":{
    "value":1100,
    "currency":"INR"
  },
  "pre_auth":false,
  "callback_url":"https://sample-callback-url",
  "failure_callback_url": "https://sample-failure-callback-url",
  "allowed_payment_methods":[
    "CARD",
    "UPI",
    "NETBANKING",
    "POINTS",
    "WALLET",
		"CREDIT_EMI"
  ],
  "notes":"order1",
  "purchase_details":{
    "customer":{
      "email_id":"[email protected]",
      "first_name":"Kevin",
      "last_name":"Bob",
      "customer_id":"123456",
      "mobile_number":"9876543210",
			"country_code": "91",
      "billing_address": {
        "address1": "10 Downing Street Westminster London",
        "address2": "Oxford Street Westminster London",
        "address3": "Baker Street Westminster London",
        "pincode": "51524036",
        "city": "Westminster",
        "state": "Westminster",
        "country": "London",,
        "full_name": "Kevin Bob",
        "adddress_type": "Home",
        "address_category": "billing"
      },
      "shipping_address": {
        "address1": "10 Downing Street Westminster London",
        "address2": "Oxford Street Westminster London",
        "address3": "Baker Street Westminster London",
        "pincode": "51524036",
        "city": "Westminster",
        "state": "Westminster",
        "country": "London",,
        "full_name": "Kevin Bob",
        "adddress_type": "Home",
        "address_category": "shipping"
      }
    },
    "merchant_metadata":{
      "key1":"DD",
      "key2":"XOF"
    }
  },
  "cart_coupon_discount_amount":{
    "value":100,
    "currency":"INR"
  }
}
'

{
  "data":{
    "order_id":"v1-4405071524-aa-qlAtAf",
    "merchant_order_reference":"112345",
    "type":"CHARGE",
    "status":"CREATED",
    "merchant_id":"104359",
    "order_amount":{
      "value":1100,
      "currency":"INR"
    },
    "pre_auth":false,
    "allowed_payment_methods":[
      "CARD",
      "UPI",
      "NETBANKING",
      "POINTS",
      "WALLET",
			"CREDIT_EMI"
    ],
    "notes":"order1",
    "callback_url":"https://sample-callback-url",
    "failure_callback_url": "https://sample-failure-callback-url",
    "purchase_details":{
      "customer":{
        "email_id":"[email protected]",
        "first_name":"Kevin",
        "last_name":"Bob",
        "customer_id":"123456",
        "mobile_number":"9876543210",
			  "country_code": "91",
        "billing_address": {
        "address1": "10 Downing Street Westminster London",
        "address2": "Oxford Street Westminster London",
        "address3": "Baker Street Westminster London",
        "pincode": "51524036",
        "city": "Westminster",
        "state": "Westminster",
        "country": "London",,
        "full_name": "Kevin Bob",
        "adddress_type": "Home",
        "address_category": "billing"
      },
      "shipping_address": {
        "address1": "10 Downing Street Westminster London",
        "address2": "Oxford Street Westminster London",
        "address3": "Baker Street Westminster London",
        "pincode": "51524036",
        "city": "Westminster",
        "state": "Westminster",
        "country": "London",,
        "full_name": "Kevin Bob",
        "adddress_type": "Home",
        "address_category": "shipping"
      }
      },
      "merchant_metadata":{
        "key1":"DD",
        "key2":"XOF"
      }
    },
    "payments":[
      
    ],
    "created_at":"2024-07-15T05:44:51.174Z",
    "updated_at":"2024-07-15T05:44:51.174Z",
    "cart_coupon_discount_amount":{
      "value":100,
      "currency":"INR"
    }
  }
}

curl --request POST \
     --url https://pluraluat.v2.pinepg.in/api/pay/v1/orders/{order_id}/payments \
     --header 'Authorization: Bearer eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.SflKxwRJSMeKKF2QT4fwpMeJf36POk6yJV_adQssw5c' \
     --header 'Content-Type: application/json' \
     --header 'Request-ID: c17ce30f-f88e-4f81-ada1-c3b4909ed235' \
     --header 'Request-Timestamp: 2024-07-09T07:57:08.022Z' \
     --header 'accept: application/json' \
     --data '
{
  "payments": [
    {
      "merchant_payment_reference": "6dc93180-91d4-448e-b2a3-c859d2f1cac9",
      "payment_method": "CREDIT_EMI",
      "payment_amount": {
        "value": 219900,
        "currency": "INR"
      },
      "payment_option": {
        "card_details": {
          "name": "Kevin Bob",
          "card_number": "4000000000000000",
          "cvv": "065",
          "expiry_month": "12",
          "expiry_year": "2025",
          "registered_mobile_number": "9876543210"
        }
      },
      "offer_data": {
        "offer_details": {
          "id": "6",
          "name": "HDFC CC",
          "display_name": "HDFC BANK",
          "issuer_type": "CC_BANK",
          "priority": 1,
          "tenure": {
            "tenure_id": "6",
            "name": "24 Months",
            "tenure_type": "MONTH",
            "tenure_value": 24,
            "issuer_offer_parameters": [
              {
                "program_type": "BANK_EMI",
                "offer_id": "3498",
                "offer_parameter_id": "199796"
              },
              {
                "program_type": "MERCHANT_BANK_OFFER",
                "offer_id": "3678",
                "offer_parameter_id": "203706"
              }
            ],
            "details": [
              {
                "product_code": "xyz",
                "product_display_name": "Redmi Note 13 5G",
                "brand_name": "Xiaomi",
                "product_amount": {
                  "currency": "INR",
                  "value": 219900
                },
                "interest_amount": {
                  "currency": "INR",
                  "value": 38508
                },
                "interest_rate": 16,
           			"bundle_id": "BUNDLE_003_OE3"
              }
            ],
            "auth_amount": {
              "currency": "INR",
              "value": 1200000
            },
            "loan_amount": {
              "currency": "INR",
              "value": 219900
            },
            "net_payment_amount": {
              "currency": "INR",
              "value": 258408
            },
            "monthly_emi_amount": {
              "currency": "INR",
              "value": 10767
            },
            "total_emi_amount": {
              "currency": "INR",
              "value": 258408
            },
            "interest_amount": {
              "currency": "INR",
              "value": 38508
            },
            "interest_rate_percentage": 16,
            "emi_type": "STANDARD"
          }
        }
      }
    }
  ]
}
'

curl --request POST \
     --url https://api.pluralpay.in/api/pay/v1/orders/{order_id}/payments \
     --header 'Authorization: Bearer eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.SflKxwRJSMeKKF2QT4fwpMeJf36POk6yJV_adQssw5c' \
     --header 'Content-Type: application/json' \
     --header 'Request-ID: c17ce30f-f88e-4f81-ada1-c3b4909ed235' \
     --header 'Request-Timestamp: 2024-07-09T07:57:08.022Z' \
     --header 'accept: application/json' \
     --data '
{
  "payments": [
    {
      "merchant_payment_reference": "6dc93180-91d4-448e-b2a3-c859d2f1cac9",
      "payment_method": "CREDIT_EMI",
      "payment_amount": {
        "value": 219900,
        "currency": "INR"
      },
      "payment_option": {
        "card_details": {
          "name": "Kevin Bob",
          "card_number": "4000000000000000",
          "cvv": "065",
          "expiry_month": "12",
          "expiry_year": "2025",
          "registered_mobile_number": "9876543210"
        }
      },
      "offer_data": {
        "offer_details": {
          "id": "6",
          "name": "HDFC CC",
          "display_name": "HDFC BANK",
          "issuer_type": "CC_BANK",
          "priority": 1,
          "tenure": {
            "tenure_id": "6",
            "name": "24 Months",
            "tenure_type": "MONTH",
            "tenure_value": 24,
            "issuer_offer_parameters": [
              {
                "program_type": "BANK_EMI",
                "offer_id": "3498",
                "offer_parameter_id": "199796"
              },
              {
                "program_type": "MERCHANT_BANK_OFFER",
                "offer_id": "3678",
                "offer_parameter_id": "203706"
              }
            ],
            "details": [
              {
                "product_code": "xyz",
                "product_display_name": "Redmi Note 13 5G",
                "brand_name": "Xiaomi",
                "product_amount": {
                  "currency": "INR",
                  "value": 219900
                },
                "interest_amount": {
                  "currency": "INR",
                  "value": 38508
                },
                "interest_rate": 16,
           			"bundle_id": "BUNDLE_003_OE3"
              }
            ],
            "auth_amount": {
              "currency": "INR",
              "value": 1200000
            },
            "loan_amount": {
              "currency": "INR",
              "value": 219900
            },
            "net_payment_amount": {
              "currency": "INR",
              "value": 258408
            },
            "monthly_emi_amount": {
              "currency": "INR",
              "value": 10767
            },
            "total_emi_amount": {
              "currency": "INR",
              "value": 258408
            },
            "interest_amount": {
              "currency": "INR",
              "value": 38508
            },
            "interest_rate_percentage": 16,
            "emi_type": "STANDARD"
          }
        }
      }
    }
  ]
}
'

{
  "data":{
    "order_id":"v1-250124055307-aa-6OZ8sm",
    "merchant_order_reference":"53cf1451-4dfd-417d-a1c8-c8bd603d5200",
    "type":"CHARGE",
    "status":"PENDING",
    "challenge_url":"https://pluraluat.v2.pinepg.in/web/auth/landing/?token=S50f2FXi%2FYAGe2bLZEW%2FA2VHzXthz0m9igmtsP61ODtY5u4pR6RYB5IlJwK0%2Fuo%2FBs9",
    "merchant_id":"111163",
    "order_amount":{
      "value":1600000,
      "currency":"INR"
    },
    "pre_auth":false,
    "callback_url":"https://sample-callback-url",
    "failure_callback_url": "https://sample-failure-callback-url",
    "allowed_payment_methods":[
      "CARD",
      "UPI",
      "NETBANKING",
      "POINTS",
      "WALLET"
    ],
    "purchase_details":{
      "customer":{
        "country_code":"91",
        "billing_address":{
          
        },
        "shipping_address":{
          
        },
        "is_edit_customer_details_allowed":false
      }
    },
    "payments":[
      {
        "id":"v1-250124055307-aa-6OZ8sm-ce-a",
        "merchant_payment_reference":"c7a7f778-b68f-462b-a6af-50698df12a4a",
        "status":"FAILED",
        "payment_amount":{
          "value":1550000,
          "currency":"INR"
        },
        "payment_method":"CREDIT_EMI",
        "offer_data":{
          "offer_details":{
            "id":"6",
            "name":"HDFC CC",
            "issuer_type":"CC_BANK",
            "priority":1,
            "tenure":{
              "tenure_id":"1",
              "name":"3 Months",
              "tenure_type":"MONTH",
              "tenure_value":3,
              "issuer_offer_parameters":[
                {
                  "program_type":"BANK_EMI",
                  "offer_id":"1803",
                  "offer_parameter_id":"72559"
                },
                {
                  "program_type":"MERCHANT_BANK_OFFER",
                  "offer_id":"1523",
                  "offer_parameter_id":"63566"
                }
              ],
              "details":[
                
              ],
              "discount":{
                "discount_type":"INSTANT",
                "amount":{
                  "currency":"INR",
                  "value":50000
                },
                "breakup":{
                  "merchant":{
                    
                  },
                  "issuer":{
                    
                  },
                  "brand":{
                    
                  },
                  "dealer":{
                    
                  }
                }
              },
              "loan_amount":{
                "currency":"INR",
                "value":1550000
              },
              "total_discount_amount":{
                "currency":"INR",
                "value":50000
              },
              "net_payment_amount":{
                "currency":"INR",
                "value":1601952
              },
              "monthly_emi_amount":{
                "currency":"INR",
                "value":533984
              },
              "total_emi_amount":{
                "currency":"INR",
                "value":1601952
              },
              "interest_amount":{
                "currency":"INR",
                "value":51952
              },
              "interest_rate_percentage":20,
              "processing_fee_details":{
                "amount":{
                  "currency":"INR",
                  "value":19900
                }
              },
              "processing_fee_amount":{
                "currency":"INR",
                "value":19900
              },
              "emi_type":"STANDARD",
           		"bundle_id": "BUNDLE_003_OE3"
            }
          }
        },
        "error_detail":{
          "code":"INTERNAL_ERROR",
          "message":"Payment processor is unavailable"
        },
        "created_at":"2025-01-24T05:53:24.476Z",
        "updated_at":"2025-01-24T05:53:25.492Z"
      },
      {
        "id":"v1-250124055307-aa-6OZ8sm-ce-b",
        "merchant_payment_reference":"32e3ba62-bb95-41bb-be81-1b87ab96c0ed",
        "status":"PENDING",
        "payment_amount":{
          "value":1550000,
          "currency":"INR"
        },
        "payment_method":"CREDIT_EMI",
        "payment_option":{
          "card_data":{
            "card_type":"CREDIT",
            "network_name":"VISA",
            "issuer_name":"INTL HDQTRS-CENTER OWNED",
            "card_category":"Consumer",
            "country_code":"IND",
            "token_txn_type":"ALT_TOKEN",
            "save":false
          }
        },
        "acquirer_data":{
          "approval_code":"",
          "acquirer_reference":"",
          "rrn":"",
          "is_aggregator":true
        },
        "offer_data":{
          "offer_details":{
            "id":"6",
            "name":"HDFC CC",
            "issuer_type":"CC_BANK",
            "priority":1,
            "tenure":{
              "tenure_id":"1",
              "name":"3 Months",
              "tenure_type":"MONTH",
              "tenure_value":3,
              "issuer_offer_parameters":[
                {
                  "program_type":"BANK_EMI",
                  "offer_id":"1803",
                  "offer_parameter_id":"72559"
                },
                {
                  "program_type":"MERCHANT_BANK_OFFER",
                  "offer_id":"1523",
                  "offer_parameter_id":"63566"
                }
              ],
              "details":[
                
              ],
              "discount":{
                "discount_type":"INSTANT",
                "amount":{
                  "currency":"INR",
                  "value":50000
                },
                "breakup":{
                  "merchant":{
                    
                  },
                  "issuer":{
                    
                  },
                  "brand":{
                    
                  },
                  "dealer":{
                    
                  }
                }
              },
              "loan_amount":{
                "currency":"INR",
                "value":1550000
              },
              "total_discount_amount":{
                "currency":"INR",
                "value":50000
              },
              "net_payment_amount":{
                "currency":"INR",
                "value":1601952
              },
              "monthly_emi_amount":{
                "currency":"INR",
                "value":533984
              },
              "total_emi_amount":{
                "currency":"INR",
                "value":1601952
              },
              "interest_amount":{
                "currency":"INR",
                "value":51952
              },
              "interest_rate_percentage":20,
              "processing_fee_details":{
                "amount":{
                  "currency":"INR",
                  "value":19900
                }
              },
              "processing_fee_amount":{
                "currency":"INR",
                "value":19900
              },
              "emi_type":"STANDARD"
            }
          }
        },
        "created_at":"2025-01-24T05:53:58.092Z",
        "updated_at":"2025-01-24T05:53:59.679Z"
      }
    ],
    "created_at":"2025-01-24T05:53:07.740Z",
    "updated_at":"2025-01-24T05:53:59.680Z",
    "integration_mode":"SEAMLESS",
    "payment_retries_remaining":8
  }
}

curl --request POST \
     --url https://api.pluralpay.in/api/pay/v1/orders/{order_id}/payments \
     --header 'Authorization: Bearer eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.SflKxwRJSMeKKF2QT4fwpMeJf36POk6yJV_adQssw5c' \
     --header 'Content-Type: application/json' \
     --header 'Request-ID: c17ce30f-f88e-4f81-ada1-c3b4909ed235' \
     --header 'Request-Timestamp: 2024-07-09T07:57:08.022Z' \
     --header 'accept: application/json' \
     --data '
{
  "payments": [
    {
      "merchant_payment_reference": "6dc93180-91d4-448e-b2a3-c859d2f1cac9",
      "payment_method": "CREDIT_EMI",
      "payment_amount": {
        "value": 219900,
        "currency": "INR"
      },
      "payment_option": {
        "card_details": {
          "name": "Kevin Bob",
          "card_number": "4000000000000000",
          "cvv": "065",
          "expiry_month": "12",
          "expiry_year": "2025",
          "registered_mobile_number": "9876543210"
        }
      },
      "offer_data": {
        "offer_details": {
          "id": "2",
          "name": "ICICI DC",
          "display_name": "ICICI BANK",
          "issuer_type": "DC_BANK",
          "priority": 22,
          "tenure": {
            "tenure_id": "5",
            "name": "18 Months",
            "tenure_type": "MONTH",
            "tenure_value": 18,
            "issuer_offer_parameters": [
              {
                "program_type": "BANK_EMI",
                "offer_id": "6036",
                "offer_parameter_id": "v1-2-2-5-4-6036-287150"
              }
            ],
            "details": [
              {
                "product_code": "SPLIT_APPLE-1",
                "product_display_name": "",
                "brand_name": "",
                "product_amount": {
                  "currency": "INR",
                  "value": 10000000
                },
                "product_coupon_discount_amount": {
                  "currency": "INR",
                  "value": 1000
                },
                "interest_amount": {
                  "currency": "INR",
                  "value": 1313902
                },
                "interest_rate": 16,
                "cart_coupon_discount_product_share": {
                  "currency": "INR",
                  "value": 1000
                }
              }
            ],
            "loan_amount": {
              "currency": "INR",
              "value": 9998000
            },
            "auth_amount": {
              "currency": "INR",
              "value": 9998000
            },
            "net_payment_amount": {
              "currency": "INR",
              "value": 11311902
            },
            "monthly_emi_amount": {
              "currency": "INR",
              "value": 628439
            },
            "total_emi_amount": {
              "currency": "INR",
              "value": 11311902
            },
            "interest_amount": {
              "currency": "INR",
              "value": 1313902
            },
            "split_emi_display_name": "iPhone for Life",
            "split_emi_amount": {
              "currency": "INR",
              "value": 2358490
            },
            "split_emi_percentage": 25,
            "interest_rate_percentage": 16,
            "processing_fee_details": {
              "percentage": 0,
              "amount": {
                "currency": "INR",
                "value": 19900
              }
            },
            "processing_fee_amount": {
              "currency": "INR",
              "value": 19900
            },
            "emi_type": "STANDARD",
            "cart_coupon_discount_amount": {
              "currency": "INR",
              "value": 1000
            },
            "total_coupon_discount": {
              "currency": "INR",
              "value": 2000
            }
          },
          "issuer_data": {
            "is_consent_page_required": true,
            "consent_data": "<div className='concent-container'> <div className='concentTitle'>1. Consent for Disclosure of Information</div> <div className='concentSection'> <div className='concentText'>I/We hereby furnish my consent to ICICI Bank to share and/or fetch any of my/our information (including my/our sensitive personal information, location etc.) or any other device information when ICICI Bank considers such disclosure/ fetching as necessary, with/ from: <ol className=\"lettered-list\"> <li>Agents of ICICI Bank in any jurisdiction;</li> <li>Auditors, credit rating agencies/credit bureaus, statutory/regulatory authorities, governmental/administrative authorities, Central Know Your Customer (C-KYC) registry or SEBI Know Your Client registration agency, having jurisdiction over ICICI Bank;</li> <li>Service providers, professional advisors, consultants or such person with whom ICICI Bank contracts or proposes to contract;</li> </ol> (Collectively referred to as “Permitted Persons”) </div> </div> <div className='concentTitle'>For the purpose of: </div> <div className='concentSection'> <div className='concentText'> <ol className=\"lettered-list\"> <li>Provision of the facility, completion of on-boarding formalities and servicing; or</li> <li>Complying with KYC /customer due diligence requirements, anti-money laundering checks; or</li> <li>Compliance with applicable laws or any order (judicial or otherwise), statutory/regulatory/legal requirement, including disclosure to information utilities; or</li> <li>Credit review of facilities availed; or</li> <li>Authentication or verification; or</li> <li>Research or analysis, credit reporting & scoring, risk management, participation in any service-related communication; or</li> <li>Electronic clearing network and for use or processing of the said information/data; or</li> <li>Disclosing any default in payment; or</li> <li>Recovering the credit facilities including all interest and other charges.</li> </ol> </div> </div> <div className='concentTitle'>2. Consent for Camera/Microphone Access</div> <div className='concentSection'> <div className='concentText'>I/We hereby authorize ICICI Bank to get a one-time access to my/our device&apos;s camera and microphone for the purposes of on-boarding and KYC verification which is required to be conducted to enable ICICI Bank to provide the credit facilities sought by me/us.<sup>1</sup></div> </div> <div className='concentTitle'>3. Consent to ICICI Bank&apos;s Privacy Commitment</div> <div className='concentSection'> <div className='concentText'>I/We confirm having read and understood ICICI Bank&apos;s &apos;Privacy Commitment&apos; available at <a href='https://www.icicibank.com/privacy' target='_blank' rel='noopener noreferrer'>https://www.icicibank.com/privacy</a>. I/We acknowledge that the same shall be subject to changes by ICICI Bank from time to time at its sole discretion and I/we agree to keep myself/ourselves updated with the same.</div> </div> <div className='concentSection'> <div className='concentText'>4. I hereby expressly acknowledge that I have read and understood about the loan amount, tenure, applicable interest and other terms of the said loan. I hereby provide my consent in acceptance of the same and the KFS. With a check box below confirming the above content</div> </div> <div className='concentSection'> <div className='concent-footer-divider'></div> <div className='concentText concent-footer'> <sup>1</sup>Applicable for NTB or non-KYC compliant customer. Since this is a one-time consent, access should be disabled once on-boarding/KYC is completed.</div> </div> </div>",
            "terms_and_conditions": "Sample TNC",
            "show_key_fact_statement": true,
            "auth_type": "PENNY_DROP",
            "penny_transaction_amount": {
              "currency": "INR",
              "value": 100
            },
            "is_tokenized_transaction_supported": false
          }
        }
      }
    }
  ]
}
'

curl --request POST \
     --url https://api.pluralpay.in/api/pay/v1/orders/{order_id}/payments \
     --header 'Authorization: Bearer eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiIxMjM0NTY3ODkwIiwibmFtZSI6IkpvaG4gRG9lIiwiaWF0IjoxNTE2MjM5MDIyfQ.SflKxwRJSMeKKF2QT4fwpMeJf36POk6yJV_adQssw5c' \
     --header 'Content-Type: application/json' \
     --header 'Request-ID: c17ce30f-f88e-4f81-ada1-c3b4909ed235' \
     --header 'Request-Timestamp: 2024-07-09T07:57:08.022Z' \
     --header 'accept: application/json' \
     --data '
{
  "payments": [
    {
      "merchant_payment_reference": "6dc93180-91d4-448e-b2a3-c859d2f1cac9",
      "payment_method": "CREDIT_EMI",
      "payment_amount": {
        "value": 219900,
        "currency": "INR"
      },
      "payment_option": {
        "card_details": {
          "name": "Kevin Bob",
          "card_number": "4000000000000000",
          "cvv": "065",
          "expiry_month": "12",
          "expiry_year": "2025",
          "registered_mobile_number": "9876543210"
        }
      },
      "offer_data": {
        "offer_details": {
          "id": "2",
          "name": "ICICI DC",
          "display_name": "ICICI BANK",
          "issuer_type": "DC_BANK",
          "priority": 22,
          "tenure": {
            "tenure_id": "5",
            "name": "18 Months",
            "tenure_type": "MONTH",
            "tenure_value": 18,
            "issuer_offer_parameters": [
              {
                "program_type": "BANK_EMI",
                "offer_id": "6036",
                "offer_parameter_id": "v1-2-2-5-4-6036-287150"
              }
            ],
            "details": [
              {
                "product_code": "SPLIT_APPLE-1",
                "product_display_name": "",
                "brand_name": "",
                "product_amount": {
                  "currency": "INR",
                  "value": 10000000
                },
                "product_coupon_discount_amount": {
                  "currency": "INR",
                  "value": 1000
                },
                "interest_amount": {
                  "currency": "INR",
                  "value": 1313902
                },
                "interest_rate": 16,
                "cart_coupon_discount_product_share": {
                  "currency": "INR",
                  "value": 1000
                }
              }
            ],
            "loan_amount": {
              "currency": "INR",
              "value": 9998000
            },
            "auth_amount": {
              "currency": "INR",
              "value": 9998000
            },
            "net_payment_amount": {
              "currency": "INR",
              "value": 11311902
            },
            "monthly_emi_amount": {
              "currency": "INR",
              "value": 628439
            },
            "total_emi_amount": {
              "currency": "INR",
              "value": 11311902
            },
            "interest_amount": {
              "currency": "INR",
              "value": 1313902
            },
            "split_emi_display_name": "iPhone for Life",
            "split_emi_amount": {
              "currency": "INR",
              "value": 2358490
            },
            "split_emi_percentage": 25,
            "interest_rate_percentage": 16,
            "processing_fee_details": {
              "percentage": 0,
              "amount": {
                "currency": "INR",
                "value": 19900
              }
            },
            "processing_fee_amount": {
              "currency": "INR",
              "value": 19900
            },
            "emi_type": "STANDARD",
            "cart_coupon_discount_amount": {
              "currency": "INR",
              "value": 1000
            },
            "total_coupon_discount": {
              "currency": "INR",
              "value": 2000
            }
          },
          "issuer_data": {
            "is_consent_page_required": true,
            "consent_data": "<div className='concent-container'> <div className='concentTitle'>1. Consent for Disclosure of Information</div> <div className='concentSection'> <div className='concentText'>I/We hereby furnish my consent to ICICI Bank to share and/or fetch any of my/our information (including my/our sensitive personal information, location etc.) or any other device information when ICICI Bank considers such disclosure/ fetching as necessary, with/ from: <ol className=\"lettered-list\"> <li>Agents of ICICI Bank in any jurisdiction;</li> <li>Auditors, credit rating agencies/credit bureaus, statutory/regulatory authorities, governmental/administrative authorities, Central Know Your Customer (C-KYC) registry or SEBI Know Your Client registration agency, having jurisdiction over ICICI Bank;</li> <li>Service providers, professional advisors, consultants or such person with whom ICICI Bank contracts or proposes to contract;</li> </ol> (Collectively referred to as “Permitted Persons”) </div> </div> <div className='concentTitle'>For the purpose of: </div> <div className='concentSection'> <div className='concentText'> <ol className=\"lettered-list\"> <li>Provision of the facility, completion of on-boarding formalities and servicing; or</li> <li>Complying with KYC /customer due diligence requirements, anti-money laundering checks; or</li> <li>Compliance with applicable laws or any order (judicial or otherwise), statutory/regulatory/legal requirement, including disclosure to information utilities; or</li> <li>Credit review of facilities availed; or</li> <li>Authentication or verification; or</li> <li>Research or analysis, credit reporting & scoring, risk management, participation in any service-related communication; or</li> <li>Electronic clearing network and for use or processing of the said information/data; or</li> <li>Disclosing any default in payment; or</li> <li>Recovering the credit facilities including all interest and other charges.</li> </ol> </div> </div> <div className='concentTitle'>2. Consent for Camera/Microphone Access</div> <div className='concentSection'> <div className='concentText'>I/We hereby authorize ICICI Bank to get a one-time access to my/our device&apos;s camera and microphone for the purposes of on-boarding and KYC verification which is required to be conducted to enable ICICI Bank to provide the credit facilities sought by me/us.<sup>1</sup></div> </div> <div className='concentTitle'>3. Consent to ICICI Bank&apos;s Privacy Commitment</div> <div className='concentSection'> <div className='concentText'>I/We confirm having read and understood ICICI Bank&apos;s &apos;Privacy Commitment&apos; available at <a href='https://www.icicibank.com/privacy' target='_blank' rel='noopener noreferrer'>https://www.icicibank.com/privacy</a>. I/We acknowledge that the same shall be subject to changes by ICICI Bank from time to time at its sole discretion and I/we agree to keep myself/ourselves updated with the same.</div> </div> <div className='concentSection'> <div className='concentText'>4. I hereby expressly acknowledge that I have read and understood about the loan amount, tenure, applicable interest and other terms of the said loan. I hereby provide my consent in acceptance of the same and the KFS. With a check box below confirming the above content</div> </div> <div className='concentSection'> <div className='concent-footer-divider'></div> <div className='concentText concent-footer'> <sup>1</sup>Applicable for NTB or non-KYC compliant customer. Since this is a one-time consent, access should be disabled once on-boarding/KYC is completed.</div> </div> </div>",
            "terms_and_conditions": "Sample TNC",
            "show_key_fact_statement": true,
            "auth_type": "PENNY_DROP",
            "penny_transaction_amount": {
              "currency": "INR",
              "value": 100
            },
            "is_tokenized_transaction_supported": false
          }
        }
      }
    }
  ]
}
'

{
  "data": {
    "order_id": "v1-260316101246-aa-AIfoLK",
    "merchant_order_reference": "6ac6e0e6-7e3e-4c1c-9ec7-d83e44142ceb",
    "type": "CHARGE",
    "status": "PENDING",
    "challenge_url": "https://pluraluat.v2.pinepg.in/web/auth/landing/?token=S50N868zJ5gOC4n2D9Nsb3B9KZ5i013ZX759VhuGxo70v5EuStlUcwLZrA3zQ66J6h8",
    "merchant_id": "111643",
    "order_amount": {
      "value": 10000000,
      "currency": "INR"
    },
    "pre_auth": false,
    "part_payment": false,
    "allowed_payment_methods": [
      "CARD",
      "NETBANKING",
      "CREDIT_EMI",
      "UPI",
      "DEBIT_EMI",
      "BNPL",
      "CARDLESS_EMI"
    ],
    "purchase_details": {
      "customer": {
        "email_id": "[email protected]",
        "first_name": "Sourabh",
        "customer_id": "6233",
        "mobile_number": "9044988837",
        "country_code": "91",
        "shipping_address": {
          "address1": "Andheri",
          "pincode": "400072",
          "city": "Mumbai",
          "state": "Maharashtra",
          "country": "India"
        },
        "is_edit_customer_details_allowed": false
      }
    },
    "payments": [
      {
        "id": "v1-260316101246-aa-AIfoLK-ce-a",
        "merchant_payment_reference": "25b79d45-cc4a-436a-afbc-efee5e5c8970",
        "status": "PENDING",
        "payment_amount": {
          "value": 9444392,
          "currency": "INR"
        },
        "challenge_url": "https://pluraluat.v2.pinepg.in/web/auth/landing/?token=S50N868zJ5gOC4n2D9Nsb3B9KZ5i013ZX759VhuGxo70v5EuStlUcwLZrA3zQ66J6h8",
        "payment_method": "CREDIT_EMI",
        "payment_option": {
          "card_data": {
            "card_type": "CREDIT",
            "network_name": "VISA",
            "issuer_name": "ICICI Bank Limited",
            "card_category": "",
            "country_code": "IND",
            "token_txn_type": "ALT_TOKEN",
            "last4_digit": "0000",
            "save": false,
            "is_native_otp_eligible": true,
            "card_holder_name": "niyati gulati"
          }
        },
        "acquirer_data": {
          "approval_code": "",
          "acquirer_reference": "",
          "rrn": "",
          "is_aggregator": true,
          "acquirer_name": "Cyber_Source_AXIS"
        },
        "offer_data": {
          "offer_details": {
            "id": "1",
            "name": "ICICI CC",
            "issuer_type": "CC_BANK",
            "priority": 3,
            "tenure": {
              "tenure_id": "5",
              "name": "18 Months",
              "tenure_type": "MONTH",
              "tenure_value": 18,
              "issuer_offer_parameters": [
                {
                  "program_type": "BRAND_EMI",
                  "offer_id": "6118",
                  "offer_parameter_id": "288517"
                }
              ],
              "details": [
                {
                  "product_code": "SPLIT_APPLE-1",
                  "product_display_name": "16 Pro Max 64GB",
                  "brand_id": "1",
                  "brand_name": "Apple",
                  "product_offer_parameters": [
                    {
                      "program_type": "BRAND_OFFER",
                      "offer_id": "6118",
                      "offer_parameter_id": "288517"
                    }
                  ],
                  "product_amount": {
                    "currency": "INR",
                    "value": 10000000
                  },
                  "interest_amount": {
                    "currency": "INR",
                    "value": 1240336
                  },
                  "interest_rate": 15.99,
                  "subvention": {
                    "subvention_type": "INSTANT",
                    "offer_type": "LOW_COST",
                    "percentage": 6,
                    "amount": {
                      "currency": "INR",
                      "value": 566038
                    },
                    "breakup": {
                      "merchant": {},
                      "issuer": {},
                      "brand": {
                        "amount": {
                          "currency": "INR",
                          "value": 566038
                        }
                      },
                      "dealer": {}
                    }
                  }
                }
              ],
              "loan_amount": {
                "currency": "INR",
                "value": 7083294
              },
              "auth_amount": {
                "currency": "INR",
                "value": 9444392
              },
              "net_payment_amount": {
                "currency": "INR",
                "value": 10684728
              },
              "monthly_emi_amount": {
                "currency": "INR",
                "value": 462423
              },
              "total_emi_amount": {
                "currency": "INR",
                "value": 8323630
              },
              "interest_amount": {
                "currency": "INR",
                "value": 1240336
              },
              "split_emi_amount": {
                "currency": "INR",
                "value": 2361098
              },
              "split_emi_percentage": 25,
              "total_subvention_amount": {
                "currency": "INR",
                "value": 566038
              },
              "interest_rate_percentage": 15.99,
              "processing_fee_details": {
                "amount": {
                  "currency": "INR",
                  "value": 19900
                }
              },
              "processing_fee_amount": {
                "currency": "INR",
                "value": 19900
              },
              "emi_type": "LOW_COST",
              "convenience_fee_breakdown": {
                "fee_calculated_on_amount": {
                  "currency": "INR",
                  "value": 7072864
                },
                "fee_amount": {
                  "currency": "INR",
                  "value": 8839
                },
                "tax_amount": {
                  "currency": "INR",
                  "value": 1591
                },
                "additional_fee_amount": {
                  "currency": "INR",
                  "value": 10430
                },
                "maximum_fee_amount": {
                  "currency": "INR",
                  "value": 99999999
                },
                "applicable_fee_amount": {
                  "currency": "INR",
                  "value": 10430
                }
              }
            }
          }
        },
        "created_at": "2026-03-16T10:13:05.530Z",
        "updated_at": "2026-03-16T10:13:05.820Z"
      }
    ],
    "created_at": "2026-03-16T10:12:46.701Z",
    "updated_at": "2026-03-16T10:13:05.825Z",
    "integration_mode": "SEAMLESS",
    "payment_retries_remaining": 2,
    "is_mcc_transaction": false,
    "is_domestic_txn_for_risk_enabled": false,
    "is_v2_emi_transaction": false
  }
}