EMI Error Codes

Learn more about the error codes associated with EMI payments, including brief descriptions and their causes.

The list below is the top error codes associated with EMI payments, along with their corresponding reasons and descriptions.

Error Message

  • Payment acquirer not supported for this transaction.

Source: INTERNAL

Error Message

  • Total cart value is higher than approved EMI loan.

Source: INTERNAL

Error Message

  • Allowed refund threshold crossed.

Source: INTERNAL

Error Message

  • Combined refund value is more than original transaction.

Source: INTERNAL

Error Message

  • Multiple offers used already with this card.

Source: INTERNAL

Error Message

  • You have reached your discount quota.

Source: INTERNAL

Error Message

  • Subvention-based transactions exceeded.

Source: INTERNAL

Error Message

  • Offer already used with this card/customer.

Source: INTERNAL

Error Message

  • Product Mismatch with the order.

Source: INTERNAL

Error Message

  • This card is not eligible for the selected offer.

Source: INTERNAL

Error Message

  • Card network could not be recognized.

Source: INTERNAL

Error Message

  • Cashback is already applied and can't be combined with this offer.

Source: INTERNAL

Error Message

  • Buyback is not available for this product.

Source: INTERNAL

Error Message

  • Cancelling the EMI booking failed.

Source: INTERNAL

Error Message

  • No offers available for the selected mobile number or payment provider.

Source: INTERNAL

Error Message

  • Credit card limit verification failed.

Source: INTERNAL

Error Message

  • This card doesn't support EMI or offer options.

Source: INTERNAL

Error Message

  • Credit card balance couldn't be verified.

Source: INTERNAL

Error Message

  • Unable to block credit limit for cardless EMI.

Source: INTERNAL

Error Message

  • Unable to release credit hold after cancellation.

Source: INTERNAL

Error Message

  • You're not eligible for this EMI or offer.

Source: INTERNAL

Error Message

  • Your card limit could not be blocked.

Source: INTERNAL

Error Message

  • Couldn't verify debit card limits.

Source: INTERNAL

Error Message

  • Limit verification incomplete; action needed.

Source: INTERNAL

Error Message

  • Card limit release failed.

Source: INTERNAL

Error Message

  • EMI transaction supports only one brand in cart.

Source: INTERNAL

Error Message

  • You're not eligible for the selected EMI/offer.

Source: INTERNAL

Error Message

  • Velocity Rule is not present for this Brand.

Source: INTERNAL

Error Message

  • Couldn't complete EMI booking.

Source: INTERNAL

Error Message

  • Imei Blocking can't be performed on REFUNDED/VOIDED state.

Source: INTERNAL

Error Message

  • Imei blocking can't be performed as all the instances for the product are REFUNDED/VOIDED.

Source: INTERNAL

Error Message

  • Unable to secure device for EMI.

Source: INTERNAL

Error Message

  • The entered IMEI does not belong to dealer.

Source: INTERNAL

Error Message

  • Imei Skipping can't be performed on REFUNDED/VOIDED state.

Source: INTERNAL

Error Message

  • A system issue occurred while unblocking this product.

Source: INTERNAL

Error Message

  • The product couldn't be unlocked for new EMI.

Source: INTERNAL

Error Message

  • Problem validating device IMEI.
  • IMEI validation failed for the requested product.

Source: INTERNAL

Error Message

  • IMEI validation is not applicable for the requested product.

Source: INTERNAL

Error Message

  • The requested product is out of stock.

Source: INTERNAL

Error Message

  • A technical error occurred during processing.
  • Internal Server Error.
  • Technical Issue.
  • Failed to parse error response.
  • Failed to parse response from the server.

Source: INTERNAL

Error Message

  • The EMI block/unblock action requested is invalid.

Source: INTERNAL

Error Message

  • The card number or details entered seem incorrect.

Source: INTERNAL

Error Message

  • Dealer code is invalid or inactive.

Source: INTERNAL

Error Message

  • The entered down payment is too high and exceeds the allowed percentage of the total price.

Source: INTERNAL

Error Message

  • EMI loan amount is not valid.

Source: INTERNAL

Error Message

  • Total amount is not eligible for EMI.

Source: INTERNAL

Error Message

  • This payment method is not supported for EMI.

Source: INTERNAL

Error Message

  • The chosen payment type is not supported.

Source: INTERNAL

Error Message

  • One or more products have mismatched prices.

Source: INTERNAL

Error Message

  • This brand is not eligible for EMI offers.

Source: INTERNAL

Error Message

  • Product info is missing or incorrect.

Source: INTERNAL

Error Message

  • The amount can't be refunded as entered.

Source: INTERNAL

Error Message

  • Something seems wrong with your request.
  • Token transaction not supported for this offer/Card.
  • Token transaction is not allowed for DEBIT_EMI.
  • Merchant ID is missing.
  • card last4digits is required.
  • Registered mobile number is required for UPI payment mode.
  • Offer not applicable for payment method.
  • Transaction not supported for PGATPOS validation.

Source: INTERNAL

Error Message

  • The request type is not supported for this endpoint.

Source: INTERNAL

Error Message

  • We received an invalid response from the brand.

Source: INTERNAL

Error Message

  • Couldn't lock the product on selection.

Source: INTERNAL

Error Message

  • This Serial number is invalid.

Source: INTERNAL

Error Message

  • Issue with transaction amount.

Source: INTERNAL

Error Message

  • The SKU code provided seems incorrect.

Source: INTERNAL

Error Message

  • Store ID is invalid or inactive.

Source: INTERNAL

Error Message

  • Order amount doesn't qualify for EMI.

Source: INTERNAL

Error Message

  • Cancellation amount exceeds or doesn't match original value.

Source: INTERNAL

Error Message

  • Bank or issuer doesn't support this offer.

Source: INTERNAL

Error Message

  • Error occurred while mapping the response.

Source: INTERNAL

Error Message

  • Convenience fee is not present in the system.

Source: INTERNAL

Error Message

  • The transaction request is incomplete.
  • product_details are required for this offer.

Source: INTERNAL

Error Message

  • Mobile number needed for EMI/payment.

Source: INTERNAL

Error Message

  • The system found more than one fee setup for the selected card type, which is not allowed.

Source: INTERNAL

Error Message

  • Offer budget exceeded for the requested offer. Please try again with different offer.

Source: INTERNAL

Error Message

  • Offer details issuer parameters are invalid.
  • Offer details tenure is invalid.
  • Offer details are invalid.
  • Offer details issuer name is invalid.
  • Offer details issuer id is invalid.

Source: INTERNAL

Error Message

  • The selected offer has expired.

Source: INTERNAL

Error Message

  • The selected offer is no longer valid.

Source: INTERNAL

Error Message

  • Merchant has no active offers set.

Source: INTERNAL

Error Message

  • Invalid offer selected.

Source: INTERNAL

Error Message

  • This transaction step isn't allowed.

Source: INTERNAL

Error Message

  • This product is already blocked.

Source: INTERNAL

Error Message

  • The product is already unblocked.

Source: INTERNAL

Error Message

  • We couldn't find the referenced order.

Source: INTERNAL

Error Message

  • Unblocking this order is not permitted for the requested action.

Source: INTERNAL

Error Message

  • You cannot combine cardless EMI with another card-based EMI in one transaction.

Source: INTERNAL

Error Message

  • Incorrect OTP entered.

Source: INTERNAL

Error Message

  • Card token couldn't be matched to a card.

Source: INTERNAL

Error Message

  • Payment method info is invalid or incomplete.

Source: INTERNAL

Error Message

  • Perform-imei not applicable as one of the requested product is not present in the system.

Source: INTERNAL

Error Message

  • A valid mobile number is required to check eligibility for EMI offers in Cardless schemes.

Source: INTERNAL

Error Message

  • This product is already sold or tied to a prior EMI.

Source: INTERNAL

Error Message

  • Product is already skipped.

Source: INTERNAL

Error Message

  • Product not available for this transaction.

Source: INTERNAL

Error Message

  • The product is already released and available for EMI.

Source: INTERNAL

Error Message

  • Something wrong with product pricing.

Source: INTERNAL

Error Message

  • Product is unavailable or already linked to another transaction.

Source: INTERNAL

Error Message

  • Product is missing or not linked to EMI/offer.

Source: INTERNAL

Error Message

  • Product details are incomplete or invalid.

Source: INTERNAL

Error Message

  • Product has been used maximum allowed times for EMI/offers.

Source: INTERNAL

Error Message

  • This product was never locked for EMI and can't be unblocked.

Source: INTERNAL

Error Message

  • Product serial number mismatch/not-present for one of the requested product id.

Source: INTERNAL

Error Message

  • Product info seems incorrect.

Source: INTERNAL

Error Message

  • EMI or Offer program type is inactive.

Source: INTERNAL

Error Message

  • The required EMI/offer type is not configured for this merchant.

Source: INTERNAL

Error Message

  • Time limit for refund has passed.

Source: INTERNAL

Error Message

  • Refund wasn't processed successfully.

Source: INTERNAL

Error Message

  • Refund can't be done on this card.

Source: INTERNAL

Error Message

  • Couldn't send OTP.

Source: INTERNAL

Error Message

  • We couldn't send you the payment link.

Source: INTERNAL

Error Message

  • The serial number does not match the product model provided.

Source: INTERNAL

Error Message

  • Serial number validation could not be completed for this product.

Source: INTERNAL

Error Message

  • Skip-imei not applicable as the requested product is not present in the system.

Source: INTERNAL

Error Message

  • The requested SKU is not present in inventory.

Source: INTERNAL

Error Message

  • The provided token could not be found.

Source: INTERNAL

Error Message

  • Your transaction session expired due to inactivity.

Source: INTERNAL

Error Message

  • Unblocking this product isn't allowed in its current state.

Source: INTERNAL

Error Message

  • The transaction couldn't be processed.
  • Refunds are not allowed for this issuer.

Source: INTERNAL

Error Message

  • There is an issue in VPA fetch service. Please try again later.

Source: INTERNAL

Error Message

  • VPA not found for provided registered mobile number

Source: INTERNAL

Error Message

  • Card or account spending limits exceeded.

Source: INTERNAL

Error Message

  • Too many transactions or volume used.

Source: INTERNAL

Error Message

  • Spend/transaction monitoring required.

Source: INTERNAL

Error Message

  • Any velocity rule is not applicable on this product.

Source: INTERNAL

Error Message

  • Unable to reset usage limits.

Source: INTERNAL

Error Message

  • We couldn't cancel this transaction.

Source: INTERNAL

Error Message

  • Provided VPA does not match with registered VPA

Source: INTERNAL


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