Cards Error Code

Error Message

• The payment was declined as the customer has exceeded the balance or the credit limit available on the card.
• The payment was declined because the specified amount exceeds allowed limits.

Source: ACQUIRER

Error Message

• Specified card is not allowed for this transaction because it has expired.
• Payment Instrument has expired.

Source: ACQUIRER

Error Message

• Payment Instrument is reported as lost.

Source: ACQUIRER

Error Message

• Transaction declined due to a suspected counterfeit or stolen card.
• The payment was declined card issuer does not allow this type of payment on this card/account.
• Invalid card number.
• Specified card is not allowed for this transaction.
• The transaction declined as card was reported lost or stolen.
• Transaction was declined as card issuer does not permit the transaction on this card/account.
• The payment was declined as card issuer has restricted where the card can be used.
• The transaction declined as the card is blocked.
• Payment Instrument is reported as picked up.
• Payment Instrument is restricted to perform the relevant operation.

Source: ACQUIRER

Error Message

• Specified card is not allowed for this transaction because it is not enrolled for 3DS.
• Card not enrolled in 3D Secure.

Source: ACQUIRER

Error Message

• Payment Instrument is reported as Stolen.

Source: ACQUIRER

Error Message

• Invalid CVV specified on the card payment option.
• The payment was declined by the acquirer.

Source:

• ACQUIRER
• INTERNAL

Error Message

• The request has already been processed.
• Duplicate Transaction.

Source:

• ACQUIRER
• INTERNAL

Error Message

• Insufficient funds to proceed with payment using the specified payment option.
• Insufficient Funds.

Source: ACQUIRER

Error Message

• Internal server error. The request cannot be processed at this time.
• Internal Technical Issue related to certificate, encryption or signing.

Source:

• ACQUIRER
• INTERNAL

Error Message

• Invalid card details.

Source: INTERNAL

Error Message

• The payment was declined by the card issuer on this merchant.

Source: ACQUIRER

Error Message

• The payment was declined by acquirer because of an invalid format or field.
• The request does not the expected contract and cannot be processed. This may be due to malformed request, invalid or missing parameters.
• Invalid amount.
• Invalid Request Parameters.
• Verification failed due to an invalid or expired token.
• The request does not meet the expected contract and cannot be processed. This may be due to malformed request, invalid or missing parameters.
• Invalid Merchant or merchant not permitted related operation.
• Original Amount Incorrect.

Source:

• ACQUIRER
• INTERNAL

Error Message

• Relevant User Account not active/valid.

Source: ACQUIRER

Error Message

• The payment was declined as issuer was not available.

Source: ACQUIRER

Error Message

• The specified issuer is not supported for this operation.
• Issuer not supported.

Source: ACQUIRER

Error Message

• The specified operation cannot be made because required precondition has failed.

Source: INTERNAL

Error Message

• The order has already been cancelled and cannot be modified further.

Source: ACQUIRER

Error Message

• No order with specified order-id exists in the system.

Source: INTERNAL

Error Message

• The payment was declined by the card issuer.
• The payment was declined as payment could not be authorized by the issuer.
• The payment was declined by the acquirer.
• The transaction was cancelled by the card holder or the acquirer.
• Transaction was declined as card issuer does not permit the transaction on this card/account.
• The payment was declined by the Issuer.
• The payment was declined as it requires a user PIN.
• The payment was declined due to connection issue at the acquirer.
• The payment was declined due to a policy reason of the card issuer.
• The payment was declined by the acquirer due to invalied terminalID.
• The payment was declined as international transaction is not enabled.
• The payment was declined by the acquirer.
• Transaction declined basis risk checks.
• Transaction declined by Acquirer due to unknown reason.
• Txn Declined by Issuer
• Transaction has been declined due to some problem with card. Please contact the Issuer.
• Transaction declined by Acquirer due to unknown reason.
• Invalid Merchant or merchant not permitted related operation.
• Guest Checkout Token Provisioning Failed.

Source:

• ACQUIRER
• INTERNAL

Error Message

• Transaction expired.

Source: ACQUIRER

Error Message

• The payment requires authorization before it can be processed.
• Transaction not Authorized.

Source:

• ACQUIRER
• INTERNAL

Error Message

• The payment was declined because too many payments were attempted using the specified payment option.
• Failure due to request velocity or limit checks.

Source: ACQUIRER

Error Message

• The maximin refund limit rfund reached.

Source: ACQUIRER

Error Message

• The payment was declined after a risk check.
• The payment was declined because the card issuer suspects this payment to be fraudulent.
• The payment was declined as card issuer indicated a security issue with this card.
• Payment Instrument suspected to be used fraudulently

Source: ACQUIRER

Error Message

• The request timed out. Please try again later.
• Transaction Timed out.
• Invalid Merchant or merchant not permitted related operation.

Source: ACQUIRER

Error Message

• Consumer Authentication failed.
• Authentication timed out.

Source: ACQUIRER