Affordability Suite

Learn how to integrate with Pine Labs Online EMI APIs and offer EMI payments on the purchase.

You can integrate with Pine Labs Online EMI APIs to allow your users to use the affordability suite for your customers. Before redirecting your merchant to the checkout page, you can allow customers to calculate the monthly instalments and discover the offers.

You can use Pine Labs Online EMI options using the payment method as CARD only.

Pine Labs Online EMI APIs can be used for the following actions.

  • Offer Discovery:
  • Offer Discovery Cardless:
  • Offer Validation:
  • Create Order:
  • Create Payment:

In the create payment API response we return the challenge_url you need to use this URL to navigate your users to the checkout page.

Pre-authorization

In our orders API, we provide pre-authorization as an option. With pre-authorization set to true, you can capture payment for an order after successful delivery.

When pre-auth is set to true, and the payment is successfully created, you have the following options:

  1. Capture Order: Utilize the Pine Labs Online capture order API in your backend to capture the payment against an order.
  2. Cancel Order: Use the Pine Labs Online cancel order API in your backend to cancel the payment against an order.
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