Debit Card EMI

Learn how you can integrate with Plural Debit Card EMI APIs and offer EMI payments on the purchase.

You can integrate with Plural Debit Card EMI APIs to allow users to pay using a debit card in EMI against the purchase. Enables pre-approved debit cardholders to make purchases in installments, with monthly deductions directly from their savings account.

Expand customer reach beyond credit card users, driving sales for mid-to-high-ticket items while ensuring upfront payments to merchants.

Integrate the list of APIs below to use Debit Card EMI.

  • Calculate EMI
  • Scheme Validation
  • Accept Payment
  • Process Payment
  • Verify Payment
  • Order Confirmation

In the create payment API response we return the challenge_url you need to use this URL to navigate your users to the checkout page.

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Note:

  • Currently Debit EMI transaction is not supportable through the Token Primary Account Number [TPAN].

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