Cardless EMI

Learn how you can integrate with Plural Cardless EMI and offer EMI payments on the purchase.

Integrate with Plural Cardless EMI APIs to enable users to make payments during checkout without demanding card details for their purchases. Provides customers the option to avail of EMIs without a credit or debit card by using their mobile number, PAN, or other KYC details, often linked to pre-approved limits from NBFCs or lenders.

Attracts customers without traditional cards, offering a seamless digital approval process and enabling high-ticket purchases with upfront payment to merchants.

Integrate the list of APIs below to use Cardless EMI.

  • Calculate EMI
  • Scheme Validation
  • Eligibility Check
  • Accept Payment
  • Process Payment
  • Verify Payment
  • Order Confirmation

In the create payment API response we return the challenge_url you need to use this URL to navigate your users to the checkout page.


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